In the framework of the Law dated on June 14, 2013 taken pursuant to the National Inter-branch Agreement (ANI) dated on January 11, 2013, the employer has the obligation to set up a supplementary collective health care insurance for all its employees on or before January 1, 2016.

In the Syntec Branch, an agreement has been signed by the CFDT in one hand, and employers’ federations (Cinov and SYNTEC) in the other hand, on October 7, 2015.

This agreement recommends three insurance bodies (Harmonie Mutuelle, Humanis et Malakoff Médéric) and sets the minimum conventional guarantees as well as two additional options for a better cover beyond these minima.

It will be therefore necessary to ensure that the contracts subscribed with respect to the supplementary health care insurance actually comply with the provisions of this new agreement.